Qerun Arad ITC’s Mobile financial suite enables the subscribers to use their mobile handset to do the monetary transactions in a secured environment. It allows multiple services including payment, banking solutions, m-wallets, remittance, and profile-driven value-added services. Qerun supports business requirements of service providers across various industries by providing solution with E-recharge, Mobile Money and M-wallet to meet the diverse needs of the customer. The platform also facilitates the prepaid voucher based recharge distribution and allows consumers to directly recharge their prepaid account through various channels including the web, client app, kiosks, ATMs, STK and USSD, or recharge across the counter through merchants.
E-Recharge an electronic voucher less solution that allows recharge of a prepaid account via a standard handset. E-Recharge helps carriers to build and manage relationship with prepaid subscribers, Increase distribution channels, and provide electronic replenishment for voucher and non-voucher based prepaid mobile systems. System supports multiple access channels like SMS, IVR, STK, USSD, WEB, WAP, POS, Dealer, and Customer care.
Voucher Management System (VoMS) helps operators produce a rapid return on investment by streamlining and enhancing the service provider's distribution process whilst improving access, convenience, and service delivery to existing subscribers. With VoMS operators can achieve the major goals of subscriber growth, customer satisfaction, and retention. It is a component which supports the service providers with the management of vouchers and recharging of user accounts by mapping between the talk time and the validity. Arad ITC's Voucher Management System takes care of generation, management, and distribution of voucher PINs, which can be used to apply a fixed denomination or subscriber defined amount. It supports all types of vouchers to increase the recharge flexibility of subscribers including only validity, talk time with validity, change of plan for a fix period, distribution of money into sub-accounts and so on.
Mobile Wallet gives subscribers a safe, easy to use and secure virtual wallet which can be used for various mobile based monetary transactions. It allows Service providers to offer payment services, secure transactional services, and profile-driven value-added services. The Solution enables them to provision a wide variety of payment services directly to subscribers. The M-Wallet facility is targeted towards the banked customer profile, specifically those with access to internet banking, mobile banking and credit cards. The cash-in facility would allow such a customer to transfer cash into his prepaid MFT from his bank account or credit card account.